That Guy Needs Professional Financial Counselling

My hubby’s friend is strapped for cash again. Each time he calls my hubby, I know what he’s up to. There is obviously never anything good for my hubby when he calls. This time, he’s asking for $200 to pay his mother’s medical bill. I don’t believe his sob stories anymore and neither does my hubby. I told hubby to tell him to get a payday loan to tie him through his next paycheck. If his application is approved, he can even get his payday loan within 24 hours. This guy seriously needs professional financial counseling.