Looking for a particular post or topic? Search here!

Where My Readers Are From

Flag Counter

Who's Reading HFM Life

Friday, April 25, 2025

The Cost of Dreams — Paying for Our Daughters' Education

April is here again — the season that gives me mild heart palpitations: university fee payment time for Alycia and Sherilyn. It’s one of the three most dreaded times of the year, financially speaking. Sometimes, in just one night, almost RM40,000 disappears from my bank account when I make the payments to both their universities. It's a moment that feels like tearing off a huge Band-Aid — swift but painful!

But this April brings a small sigh of relief — it's Alycia's final semester of her final year. That means this will be the last payment to her university. What a milestone! Thankfully, she was awarded almost RM20,000 under the ACE Scholarship from Sunway University and was granted a PTPTN loan of RM30,000. These helped lessen the burden significantly. We’re beyond proud of how far she’s come.

Now on to Sherilyn — her Architecture Degree comes with the heftiest price tag, costing over RM160,000 in total. She’s just starting her journey and we’re still hoping her PTPTN loan will finally be approved after some submission errors caused a delay. Keeping our fingers crossed!

Next year, Cass will be starting college too — and with that comes another round of tuition fees, applications, and more funds flowing out. It’s daunting to think about, but we’re mentally prepared (and budgeting like crazy!). I am now encouraging her to apply to Universiti Malaya (Malaysia's top university and ranked #60 globally) via the Open Channel (SATU) as the fee is slightly cheaper than private universities.

Even though the numbers can be scary and the expenses seem endless, I try to remind myself that this is what parenting is all about — investing in our children's future. Giving them the education and opportunities they need to build a successful, fulfilling life is a responsibility we don’t take lightly.

No complaints. Just prayers, hopes, and trust that our girls will thrive, be happy, stay healthy, and eventually earn a comfortable income to live the life they dream of — and maybe, just maybe, treat us to a nice dinner one day down the road 😄

To all parents walking the same path — may we all find strength (and good budgeting skills) to see our kids through.




3 comments:

Anonymous said...

What will Cass be studying?

Health Freak Mommy said...

Hi Anon, Maybe Economics, perhaps something else. She's not really sure yet :)

Health Freak Mommy said...

I hope so 🙏