Life Insurance Policy

I have several medical insurance policies and the hubs told me the other day that I should get someone to review the policies and stick to only one medical insurance policy. The both of us are paying quite a bit for our insurance premiums each month. I wonder if it is really necessary to be paying so much for insurances. I guess one will only feel the need when the unforeseen happens. I know of some well educated people who don’t even have a single insurance policy all their lives. If you are one of them, I would say go get a life insurance quote and insure yourself right away!